The average household owes $1.50 of debt for every dollar of income. Many Canadian households are under financial stress leading to anxiety over what the future holds in store – and many feel ill-prepared to manage their financial affairs with confidence and competence. In order to make good choices with our money, we need good information about managing money. This course will review money attitudes and beliefs, needs vs. wants, saving smart, why people don’t budget, types of financial goals, income, how you spend your money and ways to cut spending.